Privacy Policy
July 25, 2024
Olena Lokutsovska, an Associate Mortgage Broker is committed to protecting your privacy and ensuring that your personal information is handled securely and responsibly. This Privacy Policy outlines how we collect, use, disclose, and protect the information you provide when using our website and services.
1. Collection of Personal Information
We may collect personal information from you, including but not limited to:
- Name, address, phone number, and email address.
- Financial information, such as income, employment details, and credit history.
- Identification documents, such as government-issued IDs.
- Any other information necessary to process your mortgage application or inquiries.
2. Use of Personal Information
The personal information we collect is used to:
- Assess your mortgage application and determine eligibility.
- Communicate with you regarding your application or inquiries.
- Comply with legal and regulatory requirements.
- Improve our website and services.
3. Disclosure of Personal Information
We may share your personal information with third parties only when necessary, including:
- Lenders, underwriters, and financial institutions to process your application.
- Service providers assisting us with administrative, technological, or legal services.
- Government authorities or regulators as required by law.
We do not sell or rent your personal information to any third parties.
4. Consent
By using our website and providing your information, you consent to its collection, use, and disclosure as outlined in this Privacy Policy. You may withdraw your consent at any time, subject to legal or contractual obligations.
5. Security of Personal Information
We take reasonable steps to protect your personal information from unauthorized access, use, or disclosure through secure systems, encryption, and other measures. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.
6. Retention of Personal Information
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law.
7. Cookies and Website Analytics
Our website may use cookies and other tracking technologies to enhance user experience and analyze website performance. You can manage your cookie preferences through your browser settings.
8. Your Rights
You have the right to:
- Access the personal information we hold about you.
- Request corrections to any inaccurate or incomplete information.
- Request deletion of your personal information, subject to legal requirements.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on our website with the updated effective date. Your continued use of our website and services constitutes acceptance of these changes.
10. Contact Us
If you have any questions, concerns, or requests related to your privacy, please contact us at: admin@l-broker.com
By using this website, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.